Checking Account

We offer a deposit product to meet your needs.

If you would like more information, just stop by one of our convenient locations. You can also reorder checks anytime using using our secure Check Reorder Form.

Personal Checking Account

  • Unlimited check writing
  • Free online banking
  • Free ATM/debit MasterCard
  • Free Bank Northwest ATMs
  • Convenient direct deposit
  • High quality check images on your monthly statement
  • No minimum balance requirement
  • Minimum $100 to open account
  • $5 monthly service fee

No Check Checking

  • Unlimited in-house withdrawals
  • Free online banking
  • Convenient direct deposit
  • Minimum $100 to open account
  • $5 monthly service fee
  • You must maintain a minimum daily balance of $10 to keep this account open.
  • No checks or ATM/Debit cards  are available with this account

Senior Citizens Checking Account

  • For those 55 years of age and over
  • Unlimited check writing
  • Free online banking
  • Free ATM/debit MasterCard
  • Free Bank Northwest ATMs
  • Convenient direct deposit

Money Market

  • Interest compounds and pays monthly. See a bank associate for details
  • Minimum $2,500 to open account
  • Minimum  $2,500 daily balance to avoid $8 fee
  • $2,500 minimum balance requirement to obtain disclosed APY
  • Make up to 6 withdrawals or transfers per month
  • $10 excess transaction fee applies if more than 6 debit transactions per month are made

Banclub Checking

  • Unlimited free personalized checks
  • Write up to 30 checks each month free, with a charge of only 20 cents per check after the first 30
  • Free travelers checks
  • Free money orders
  • Free $10,000 accidental death insurance*
  • Free notary services
  • Free bank by mail
  • Free online banking
  • Free ATM/debit MasterCard
  • Free Bank Northwest ATMs
  • High quality check images on your monthly statement
  • Convenient direct deposit
  • Payment Card Protection: When your credit, ATM and debit cards are registered, just call the toll-free, 24-hour number to report a loss or theft, and all your card issuers will be notified for you. You’ll also receive protection against any liability on every registered card.
  • Personally Registered Key Ring & Lost Key Return Service: With your personally registered key ring, your lost keys can be dropped in any mailbox and returned to you at no additional charge.
    25% discount on annual safe deposit box fee
    Medical Emergency Data Card: Keep vital health and personal information on hand at all times with this convenient plastic card. In an emergency, medical personnel will have quick access to your current health profile. You can update you card every year.
  • Savers Club Book: Save 50% at over 3,000 participating lodging properties from coast to coast. Plus, you’ll find discount offers from theme parks and car rental companies. You can receive a new bargain-filled Savers Club Book every year.
    Sojourns Magazine Subscription: Whether you’re a serious traveler, or you prefer to enjoy America’s beauty from the comfort of an easy chair, vivid color photography and in-depth travel stories will satisfy your wanderlust. You can receive the latest issue in the mail twice a year.
  • $5 Passbook Savings Deposit: For every new baby born to a Bank Northwest Banclub member. See a bank associate for details.
  • Minimum $100 to open account
  • $6 monthly membership fee
  • Banclub Family Plan
  • Same as the Banclub Checking, except: $20,000 accidental death insurance for members, $10,000 accidental death insurance for your spouse. If no spouse, coverage applies to members: $1,500 coverage for each dependent child, $8 monthly membership fee

Bankclub Prestige Checking

  • For those 50 years of age and over
  • Unlimited check writing
  • Unlimited free personalized checks
  • Earn interest on your checking account balance. See a bank associate for details
  • Free travelers checks
  • Free money orders
  • Free notary services
  • Free bank by mail
  • Free online banking
  • Free ATM/debit MasterCard
  • Free bank northwest ATMs
  • High quality check images on your monthly statement
  • Convenient direct deposit
  • $150,000 Common Carrier & $10,000 24-Hour Accidental Death Insurance*: You’ll be covered for $10,000 in accidental death insurance 24 hours a day. Your coverage increases to $150,000 while traveling by licensed Common Carrier
    Payment Card Protection: When your credit, ATM and debit cards are registered, just call the toll-free, 24-hour number to report a loss or theft, and all your card issuers will be notified for you. You’ll also receive protection against any liability on every registered card.
  • Personally Registered Key Ring & Lost Key Return Service: With your personally registered key ring, your lost keys can be dropped in any mailbox and returned to you at no additional charge.
  • 25% discount on annual safe deposit box fee
  • Medical Emergency Data Card: Keep vital health and personal information on hand at all times with this convenient plastic card. In an emergency, medical personnel will have quick access to your current health profile. You can update you card every year.
  • Savers Club Book: Save 50% at over 3,000 participating lodging properties from coast to coast. Plus, you’ll find discount offers from theme parks and car rental companies. You can receive a new bargain-filled Savers Club Book every year.
    Sojourns Magazine Subscription: Whether you’re a serious traveler, or you prefer to enjoy America’s beauty from the comfort of an easy chair, vivid color photography and in-depth travel stories will satisfy your wanderlust. You can receive the latest issue in the mail twice a year.
  • “Pay Yourself First” Savings Program: You decide how much you want to save and that amount will be automatically transferred according to your instructions
  • Rx Advantage TM Prescription Drug Program: Your Rx Advantage card grants you preferred pricing on many prescription medications at participating pharmacies nationwide. And you’ll have the added security of our prescription drug monitoring program alerting your pharmacist to important information about your prescriptions. This program is not insurance
  • Bonus Travel: Make travel plans 24 hours a day by calling the toll-free Bonus Travel number. You’ll always receive the lowest domestic airfares available at time of booking through the “Best Fare Search” system. You’ll also receive special members-only savings on packaged vacations and cruises through the Vacation Savings Hotline.
  • Travel Savings: Get fantastic cash rewards in the mail when you arrange travel through the Bonus Travel Reservation Center. You’ll get a cash reward equal to 5% of your expense on lodging, airline travel, car rentals, cruises and packaged trips.
  • Auto Trip Routing: Get a customized packet of full-color maps showing the most scenic or direct route to your destination anywhere in the continental United States
  • Minimum $100 to open account
  • No minimum balance requirement
  • $4 monthly membership fee

NOW Checking

  • Earn interest on your checking account balance. See a bank associate for details
  • Write up to 30 checks each month free, with a charge of only 20 cents per check after the first 30
  • Unlimited check writing
  • Free online banking
  • Free ATM/debit MasterCard
  • Free bank northwest ATMs
  • High quality check images on your monthly statement
  • Convenient direct deposit
  • Minimum $1,000 to open account
  • $1,000 minimum balance requirement to obtain disclosed APY
  • $6 monthly service charge if balance falls below $1,000 any day in the statement cycle

    * Accident Death Insurance is offered through the insurance company named on the Certificate of Insurance. Coverage is divided equally among owners of joint accounts. The Banclub 24-Hour Accidental Death Insurance benefit reduces by half at age 70. The Banclub Prestige principal sum does not reduce at any age.

FREE E-Statement Checking

  • $50 minimum to open
  • No minimum balance
  • No monthly service charges if enrolled for e-statement
  • Account reverts to the regular personal checking account for terms and fees if fail to enroll in e-statements within 30 days, or if cancelled
  • Free specialty checks
  • Normal bill pay and other Bank fees apply
  • 1 Free Debit Card